Category: Everyday expenses
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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Spring Statement: Are tax cuts really coming?
Rishi Sunak has just delivered his Spring Statement to the House of Commons, detailing his economic plans for the UK. He heralded record “tax cuts” but are tax cuts really coming? Amid the cost of living crisis, there was a lot of speculation about the this Statement. Many were hoping Chancellor Rishi Sunak would “pull […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]
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How I handle money in my relationship
Love is in the air. Valentine’s Day always increases conversations about relationships, dating and love. One thing people rarely discuss about relationships is their finances. I think this needs to change. So, to start the conversation I’m going to tell you how I handle money in my relationship. Every relationship is different, as are everyone’s […]
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How to save money on your weekly food shop
The cost of living crisis is growing at a worrying pace. Many people are looking to shrink their budget in any way they can. One way to do this is to save money on your weekly food shop – a large expense for most households. Saving money on your food shop can be a daunting […]
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The Twenty Percent –January progress
And just like that the first month of 2022 was over. January may have felt like it was never going to end, but we’ve finally made it. So, it’s time to look back at January and reflect on what I achieved. Overall, it’s been a successful month, but there’s still a lot I want to […]
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How to beat the cost of living increase in the UK
There’s been a lot of talk about the cost of living increase in the UK recently. As inflation increases and our bills go up, our budgets are being stretched further and further. Unfortunately, there’s only so much you can avoid these increases. There’s only so far you can reduce your expenses. However, it’s likely you […]
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5 ways to beat the Monday blues
A lot of us talk about the ‘Sunday scaries’ and the ‘Monday blues’. The thought of going back to work after the weekend and getting back into our normal routine is rarely appealing. You may not ever be jumping out of bed at the sound of your alarm clock on a Monday morning, but you […]
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How improving your sleep can make you more money
Today (January 3rd) is the Festival of Sleep Day. I’ve always been a big fan of sleep, so I thought the day should be marked. I also believe improving your sleep can make you more money. Having suffered with chronic fatigue, I understand the importance of getting enough rest and how lacking energy can impact […]
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The Twenty Percent 2021 review
And just like that, 2021 has come and gone. It was the first full year of The Twenty Percent too. Like many of us, I’m not too sorry to see the back of it. While 2020 was bad, 2021 brought more anxiety, uncertainty, and confusion than I felt able to deal with. Fortunately, I surprised […]