Category: Everyday expenses
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What the mini budget means for your personal finances
The new UK government has unveiled its economic plans to help the country recover financially. The so-called mini budget revealed a raft of measures that will impact most of us. But, what does the mini budget mean for your personal finances? Read on to find out… Disclaimer: This is not meant to be a comprehensive […]
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The Twenty Percent – August update
It’s been a while since I’ve posted an official update on The Twenty Percent. That’s not because not much has been happening. Actually, it’s the opposite. Life has been so busy that it has been hard to have time to post as much as I would like. I’m trying to be more disciplined in my […]
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Five ways to save money on insurance
Insurance is a lifeline we all need. In many ways it serves as an extra emergency fund to protect yourself in the event of something bad happening. Unfortunately, it can get expensive. So, it can be a good idea to find ways to save money on insurance. Most people will have four or five different […]
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My Instagram was hacked – here’s what I’ve learnt
Two weeks ago, my Instagram accounts were hacked. The hackers unfortunately got into both my personal and my business account. This meant for some time I had no access to either. I eventually managed to recover my personal account, but couldn’t get back into my business one. This is obviously very disappointing. I’ve chosen to […]
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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Spring Statement: Are tax cuts really coming?
Rishi Sunak has just delivered his Spring Statement to the House of Commons, detailing his economic plans for the UK. He heralded record “tax cuts” but are tax cuts really coming? Amid the cost of living crisis, there was a lot of speculation about the this Statement. Many were hoping Chancellor Rishi Sunak would “pull […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]
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How I handle money in my relationship
Love is in the air. Valentine’s Day always increases conversations about relationships, dating and love. One thing people rarely discuss about relationships is their finances. I think this needs to change. So, to start the conversation I’m going to tell you how I handle money in my relationship. Every relationship is different, as are everyone’s […]
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How to save money on your weekly food shop
The cost of living crisis is growing at a worrying pace. Many people are looking to shrink their budget in any way they can. One way to do this is to save money on your weekly food shop – a large expense for most households. Saving money on your food shop can be a daunting […]
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The Twenty Percent –January progress
And just like that the first month of 2022 was over. January may have felt like it was never going to end, but we’ve finally made it. So, it’s time to look back at January and reflect on what I achieved. Overall, it’s been a successful month, but there’s still a lot I want to […]