Category: Everyday expenses
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Is the 2023 Budget good news for your personal finances?
UK Chancellor Jeremy Hunt has now unveiled his 2023 Budget, but is it good news for your personal finances? This post will explain all… It’s no secret, the economy is in a poor state and many are struggling with their finances at the moment. Without a magic wand, it would be near impossible to fix…
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The cost of being single in 2023
Did you know it’s actually more expensive to be single than to be in a relationship? It seems crazy but there is still a cost to being single in 2023. ‘Being single’ in this post refers to those who do not live with a partner. But what is the cost of being single in 2023?…
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What the 2022 Autumn Statement means for you
Chancellor Jeremy Hunt has outlined his plans for the UK’s taxation and spending in the 2022 Autumn Statement. In short, it’s not good news for your personal finances. However, it’s important to be aware of the key changes announced and make sure you are as prepared as possible. We may all end up paying more…
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Foodbank Advent 2022 – Help those in need this Christmas
We all know about, and probably have, Advent calendars. But less of us have probably considered a reverse advent calendar. This year, I’m changing that and will be taking part in Foodbank Advent for the first time. But this is not a new concept. 2022 will be the sixth year the UK money blogging community…
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What the mini budget u-turn means for your personal finances
Since I first published this post – just three weeks ago – the government has u-turned on pretty much every proposal detailed below in the mini budget. The new UK government has unveiled its economic plans to help the country recover financially. The mini budget u-turn will likely impact most of us. But, what does…
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The Twenty Percent – August update
It’s been a while since I’ve posted an official update on The Twenty Percent. That’s not because not much has been happening. Actually, it’s the opposite. Life has been so busy that it has been hard to have time to post as much as I would like. I’m trying to be more disciplined in my…
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Five ways to save money on insurance
Insurance is a lifeline we all need. In many ways it serves as an extra emergency fund to protect yourself in the event of something bad happening. Unfortunately, it can get expensive. So, it can be a good idea to find ways to save money on insurance. Most people will have four or five different…
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My Instagram was hacked – here’s what I’ve learnt
Two weeks ago, my Instagram accounts were hacked. The hackers unfortunately got into both my personal and my business account. This meant for some time I had no access to either. I eventually managed to recover my personal account, but couldn’t get back into my business one. This is obviously very disappointing. I’ve chosen to…
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on…
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Spring Statement: Are tax cuts really coming?
Rishi Sunak has just delivered his Spring Statement to the House of Commons, detailing his economic plans for the UK. He heralded record “tax cuts” but are tax cuts really coming? Amid the cost of living crisis, there was a lot of speculation about the this Statement. Many were hoping Chancellor Rishi Sunak would “pull…
