Category: Everyday expenses
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How to deal with climate anxiety on a budget
COP26 has bought the climate emergency to the forefront of all our minds. No news bulletin is complete without a story about the environment. It’s vital these stories get this attention, but for some – myself included – it’s simply increasing their climate anxiety. It can feel overwhelming and I’m sure I’m not alone in…
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The Twenty Percent – October update
October – like all the months this year – flew by. Writing this update for The Twenty Percent feels surreal but somehow, it’s that time again. This month was fun in many ways, but I’m ending it exhausted. I’m hoping November will bring more sleep. With only two months left of the year, there’s still…
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The Twenty Percent – August spending update
I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more…
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Should you worry about the new contactless limit?
The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as…
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The Twenty Percent – July spending update
How has it been another month already? It seems only yesterday I was writing June’s update and here we are almost a week into August. So, I guess it’s time for my July spending update. Saving money on purchases is still proving a challenge. But, these posts are helping me hold myself more accountable and…
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Chesham and Amersham by-election – Reform UK
This post marks the start of my by-election series where I will interview the candidates standing in Chesham and Amersham this month. To kick off the series, we have a local candidate and the leader of the national party. I sat down with Alex Wilson, the candidate, and Richard Tice, leader of Reform UK. This…
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When work from home goes wrong: I did something stupid…
In the name of transparency, I’m going to share something very stupid and non-money savvy I did last week. Given ‘work from home’ is the norm for so many people at the moment, I’m sure many people might relate. At this point, I should probably say it’s nothing too dramatic and hasn’t had a major…
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How to make the most of a fresh start
Getting a fresh start from your finances might seem impossible. Your debt won’t magically disappear, your investments won’t suddenly change, and your income doesn’t just double overnight – unless you get an amazing promotion of course! But, sometimes it’s good to create your own fresh start. The new financial year is the perfect opportunity to…
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New Financial Year – How my last year went
This week marks the start of a new financial year. Given this year hasn’t offered many reasons to celebrate so far, I think a new financial year merits a celebration. My next post is going to focus on my top tips to start the new financial year as well as possible – let me know…
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Everything you need to know about paying tax on your UK side hustle
I’m not saying this to boast about the income, just to explain the thought process behind this article. Having gone through the process of registering as self-employed and paying tax, I know it can seem daunting and stressful. As so many people have started side hustles recently, I thought this post could help others who…