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Money tips

Give your finances the James Bond treatment

Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]

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Money tips

We’re all panic buyers: Here’s how to break the habit

I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]

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Everyday expenses Money tips

Should you worry about the new contactless limit?

The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]

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Money tips

Competition Time: Win a Virgin Experience Days voucher

To thank you all for your support, I’ve teamed up with a number of other money bloggers to offer you the chance to win a really exciting prize – a £100 Virgin Experience Days voucher! These vouchers make a great present for the person in your life that is near impossible to buy for. Equally, […]

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Money tips

How saving time will help you save money

This blog talks a lot about saving money. But, so far, I haven’t addressed one of the key ways you can save money – by saving time. We don’t all have the luxury of hours on end to do what we like. But, if we can squeeze out a few extra hours a week, this […]

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Money tips

100 tips to help you to save money and live better

This is my 100th blog post! When I first started The Twenty Percent I couldn’t imagine reaching 100 posts – it feels like quite an achievement! To celebrate, I’m going to share 100 tips that will help you to save money and live better. 100 money tips is a lot, so I’ve enlisted the help […]

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Money tips

5 ways to save on your commuting costs

A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]

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Money tips

Should you use Buy Now Pay Later?

A few weeks ago, I took part in a UK Money Bloggers conversation about Buy Now Pay Later. Companies like Klarna are everywhere now and there’s a lot of strong opinions about them.

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Money tips

5 money mantras you should ignore

I’ve been struggling this week. Whether it’s burn out, tiredness, Covid-related anxieties, or a combination of all three, I’m not sure. When I feel like this, certain phrases or ideas annoy me much more than normal, which led me to compile a list of 5 money mantras you should ignore. The Twenty Percent is designed […]

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Money tips

The Twenty Percent Challenge – June update

It’s been a month since I launched The Twenty Percent Challenge. I admitted I was terrible at saving money and made a plan to change this. To keep myself accountable, I also promised to give monthly updates. To put these updates in context, and hopefully make them more interesting to read, I’ll use them to […]