Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]
I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]
The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]
To thank you all for your support, I’ve teamed up with a number of other money bloggers to offer you the chance to win a really exciting prize – a £100 Virgin Experience Days voucher! These vouchers make a great present for the person in your life that is near impossible to buy for. Equally, […]
This blog talks a lot about saving money. But, so far, I haven’t addressed one of the key ways you can save money – by saving time. We don’t all have the luxury of hours on end to do what we like. But, if we can squeeze out a few extra hours a week, this […]
This is my 100th blog post! When I first started The Twenty Percent I couldn’t imagine reaching 100 posts – it feels like quite an achievement! To celebrate, I’m going to share 100 tips that will help you to save money and live better. 100 money tips is a lot, so I’ve enlisted the help […]
A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]
A few weeks ago, I took part in a UK Money Bloggers conversation about Buy Now Pay Later. Companies like Klarna are everywhere now and there’s a lot of strong opinions about them.
I’ve been struggling this week. Whether it’s burn out, tiredness, Covid-related anxieties, or a combination of all three, I’m not sure. When I feel like this, certain phrases or ideas annoy me much more than normal, which led me to compile a list of 5 money mantras you should ignore. The Twenty Percent is designed […]
It’s been a month since I launched The Twenty Percent Challenge. I admitted I was terrible at saving money and made a plan to change this. To keep myself accountable, I also promised to give monthly updates. To put these updates in context, and hopefully make them more interesting to read, I’ll use them to […]
