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Money tips

5 easy ways to improve your finances in 2022

It’s a new year, but not in the way we’re used to. Another lockdown seems inevitable now and many people are struggling physically, mentally and financially. That’s why I won’t offer time consuming, complex and unrealistic financial goals. Instead, here are 5 easy ways to improve your finances in 2021.

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Everyday expenses Money tips

The Twenty Percent 2021 review

And just like that, 2021 has come and gone. It was the first full year of The Twenty Percent too. Like many of us, I’m not too sorry to see the back of it. While 2020 was bad, 2021 brought more anxiety, uncertainty, and confusion than I felt able to deal with. Fortunately, I surprised […]

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Everyday expenses

5 Lessons to learn from 2020

It’s been a difficult year for everyone, but some have felt the impact more than others. We’re all facing the same storm, but we’re not all in the same boat. While many are struggling and understandably want to forget all about 2020, to write it off completely would be a waste. Here are 5 lessons to learn from 2020 that I’ll be taking forward with me.