Five tips for investing during a recession
About a month ago I took the leap and made my first investment. Investing during a recession is difficult at the best of times. It’s even harder now because the recession has been caused by a global pandemic, which is unprecedented, and no one knows how it is going to play out in the long…
To credit or not? – Should you get a credit card?
A lot of personal finance bloggers, particularly those pursuing financial independence, are strongly against credit cards or having any form of debt at all. While there are good arguments for this, personally I don’t think it’s quite as simple as that. The question of should you get a credit card is personal but this post…
5 ways to make your finances more sustainable
There’s no denying that the world is currently in the middle of a climate crisis. In fact, one leading energy expert recently said we only have six months to change the course of the climate crisis. That’s why we should all consider making our finances more sustainable. Fatih Birol, executive director of the International Energy…
Introduction to ISAs
This is the first in a series of articles all about ISAs and how to make the most of them. It’s important to note that this does not constitute personal advice and if you’re not sure whether an investment or savings account is right for you please seek professional financial advice. ISAs (individual savings accounts)…
The best online savings account interest rates
All interest rates are low at the moment, but it could be worth shopping around to see if there are better deals out there. To help, I’ve taken a look at the rates being advertised for online savings accounts by five of the UK’s biggest banks.