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Money tips

We’re all panic buyers: Here’s how to break the habit

I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]

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Savings and Investments

Why you should care about your pension in your 20s

Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]

Categories
Covid-19 income

Why the National Insurance hike is bad for wealth inequality

National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]

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Everyday expenses Money tips

Should you worry about the new contactless limit?

The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]

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Money tips

5 ways to save on your commuting costs

A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]

Categories
Everyday expenses

The Twenty Percent – July spending update

How has it been another month already? It seems only yesterday I was writing June’s update and here we are almost a week into August. So, I guess it’s time for my July spending update. Saving money on purchases is still proving a challenge. But, these posts are helping me hold myself more accountable and […]

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Money tips

Chesham and Amersham by-election – Breakthrough Party

This post is the latest instalment in my by-election series. I’m interviewing the candidates standing in Chesham and Amersham this month.

Today I spoke to Carla Gregory, the candidate from the newly formed Breakthrough Party. Having grown up in the constituency, Carla wants to use this experience to make a genuine difference to other local residents.

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Money tips

Chesham and Amersham by-election – The Conservatives

This post is the latest instalment in my by-election series where I will interview the candidates standing in Chesham and Amersham this month.
Today, I am featuring Peter Fleet, the Conservative Party candidate. The seat has never not been held by the Conservatives, so Peter is hoping to keep that tradition alive when residents take to the polls on Thursday. Prime Minister Boris Johnson has even been spotted campaigning in Chesham.

Categories
Covid-19 income

What does the 2021 Budget mean for me?

What does the 2021 budget mean for me? Don’t worry if you’re trying to work this out still. Chancellor Rishi Sunak stood up in the House of Commons and spoke for nearly an hour this afternoon. That’s enough to confuse anyone! I’ve compiled the key points you need to know now, based on the policies […]

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Money tips

Young People Deserve More Than Government Backed Loans

The Budget is coming up on Wednesday, where Chancellor Rishi Sunak will detail his spending plans for the next year.
Ahead of this major announcement, proposals have been leaked, including a plan to offer government backed mortgages with 5% deposits. Young people deserve more than this, and here’s why…