Tag: debt
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Personal finance lessons from Love Island
Hands up who else is glued to their TV at 9pm every night at the moment? Admitting this is very ‘un-personal finance I know, spending so much time on something so unproductive… But Love Island is not only fun, it can teach us a thing or two about personal finance… Naturally, I’ve rounded up some…
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How to take control of your debt
It’s #DebtAwarenessWeek. Many people are scared to talk about debt, but being more open can benefit everyone. So, let’s talk about debt. And more importantly, how to take control of your debt. Many people are struggling financially at the moment and are finding themselves in debt, some for the first time. Debt can be worrying.…
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2 years of Covid – 5 personal finance changes
It’s hard to believe it has been 2 years since the Covid-19 pandemic began. So much has changed in this time in all aspects of our lives, not least in our personal finances. There’s been a lot of Covid personal finance changes. The changes have not just been personal either. This post will cover five…
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5 easy ways to improve your finances in 2022
It’s a new year, but not in the way we’re used to. Another lockdown seems inevitable now and many people are struggling physically, mentally and financially. That’s why I won’t offer time consuming, complex and unrealistic financial goals. Instead, here are 5 easy ways to improve your finances in 2021.
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5 reasons why we need more debt support
2021 is off to a rough start. The UK is now in a lockdown until at least mid-February, although many are predicting it will last until March at the earliest. Many are finding it tough to make ends meet. With that in mind, I wanted to use this post to share 5 reasons why we…
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Your most controversial financial opinions
One of the most common criticisms of blogs is they all churn out the same information – some of it helpful, some of it less so. I personally don’t agree with this and try to make sure The Twenty Percent is as unique as possible. But, just in case you are thinking this, I’ve decided…
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Should you worry about your student loans?
The majority (50.2 percent) of young people in the UK go to university as of 2017/18, according to the Department of Education. The vast majority of these take out a student loan to pay for this, making these loans a big issue for a lot of people. Tuition fees have long been controversial, having caused…
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To credit or not? – Should you get a credit card?
A lot of personal finance bloggers, particularly those pursuing financial independence, are strongly against credit cards or having any form of debt at all. While there are good arguments for this, personally I don’t think it’s quite as simple as that. The question of should you get a credit card is personal but this post…