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Money tips

Give your finances the James Bond treatment

Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]

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Money tips

We’re all panic buyers: Here’s how to break the habit

I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]

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Savings and Investments

5 lessons fantasy football taught me about investing & the stock market

In August I set up my first fantasy football team. A quick Twitter plea for help got me sorted with the basics and I was ready to join my boyfriend’s league. One month on and I’m not in last place – I’m taking that as a victory! More importantly, I’ve also realised there are some […]

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Savings and Investments

Why you should care about your pension in your 20s

Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]

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Covid-19 income

Why the National Insurance hike is bad for wealth inequality

National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]

Categories
Everyday expenses

The Twenty Percent – August spending update

I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]

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Everyday expenses Money tips

Should you worry about the new contactless limit?

The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]

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Money tips

How saving time will help you save money

This blog talks a lot about saving money. But, so far, I haven’t addressed one of the key ways you can save money – by saving time. We don’t all have the luxury of hours on end to do what we like. But, if we can squeeze out a few extra hours a week, this […]

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Money tips

5 ways to save on your commuting costs

A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]

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Money tips

Should you use Buy Now Pay Later?

A few weeks ago, I took part in a UK Money Bloggers conversation about Buy Now Pay Later. Companies like Klarna are everywhere now and there’s a lot of strong opinions about them.