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Savings and Investments

5 lessons fantasy football taught me about investing

In August I set up my first fantasy football team. A quick Twitter plea for help got me sorted with the basics and I was ready to join my boyfriend’s league. One month on and I’m not in last place – I’m taking that as a victory! More importantly, I’ve also realised there are some […]

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Covid-19 income

Why the National Insurance hike is bad for wealth inequality

National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]

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Everyday expenses

The Twenty Percent – August spending update

I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]

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Money tips

5 ways to save money on your commute

A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to find some money saving tips for […]

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Savings and Investments

How to cope with rising inflation

You may well have heard about inflation. Many economists and financial experts have been discussing the potential for increasing inflation rates in the wake of recovery from the pandemic. High levels of inflation is something very few of us have dealt with in our adult lives. We haven’t seen really high levels of inflation since […]

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Money tips

Should you use Buy Now Pay Later?

A few weeks ago, I took part in a UK Money Bloggers conversation about Buy Now Pay Later. Companies like Klarna are everywhere now and there’s a lot of strong opinions about them.

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Money tips

5 money mantras you should ignore

I’ve been struggling this week. Whether it’s burn out, tiredness, Covid-related anxieties, or a combination of all three, I’m not sure. When I feel like this, certain phrases or ideas annoy me much more than normal, which led me to compile a list of 5 money mantras you should ignore. The Twenty Percent is designed […]

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Everyday expenses

When work from home goes wrong: I did something stupid…

In the name of transparency, I’m going to share something very stupid and non-money savvy I did last week. Given ‘work from home’ is the norm for so many people at the moment, I’m sure many people might relate. At this point, I should probably say it’s nothing too dramatic and hasn’t had a major […]

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Savings and Investments

Why you need to understand financial risk

A lot of people ask me how to start investing. It’s great to see so many people engaging more with investing, but it is important to fully understand the risk first. That’s why this post is going to focus on financial risk.

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Money tips

25 financial lessons to learn at 25

I turned 25 last week. Nothing major changes legally at 25, but entering your mid-twenties feels like a big step. A lot has changed in the past year, both globally and personally. It’s also been the year I developed my interest in personal finance. So, I decided to come up with 25 financial lessons to learn at 25.