Tag: finance
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Is the 2023 Budget good news for your personal finances?
UK Chancellor Jeremy Hunt has now unveiled his 2023 Budget, but is it good news for your personal finances? This post will explain all… It’s no secret, the economy is in a poor state and many are struggling with their finances at the moment. Without a magic wand, it would be near impossible to fix…
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What the mini budget u-turn means for your personal finances
Since I first published this post – just three weeks ago – the government has u-turned on pretty much every proposal detailed below in the mini budget. The new UK government has unveiled its economic plans to help the country recover financially. The mini budget u-turn will likely impact most of us. But, what does…
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Student money worries surge – how to cope
Students have recently received their A Level results and are now planning to make the move to university in the next month. While existing students are coming to the end of their summer break and will be returning to university soon. What is meant to be an exciting time is being usurped by fears. Student…
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The Twenty Percent – August update
It’s been a while since I’ve posted an official update on The Twenty Percent. That’s not because not much has been happening. Actually, it’s the opposite. Life has been so busy that it has been hard to have time to post as much as I would like. I’m trying to be more disciplined in my…
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Five ways to save money on insurance
Insurance is a lifeline we all need. In many ways it serves as an extra emergency fund to protect yourself in the event of something bad happening. Unfortunately, it can get expensive. So, it can be a good idea to find ways to save money on insurance. Most people will have four or five different…
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Personal finance lessons from Love Island
Hands up who else is glued to their TV at 9pm every night at the moment? Admitting this is very ‘un-personal finance I know, spending so much time on something so unproductive… But Love Island is not only fun, it can teach us a thing or two about personal finance… Naturally, I’ve rounded up some…
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The Twenty Percent – Money and life update
How are we already in June? This year is flying by, and I can barely keep up with everything going on in my life! I have not been posting half as much as I’d like – I promise I’ll rectify that! But, I thought a good first step was to update you on where I’m…
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits…
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on…
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Chase digital bank account – review
I’ve been toying about getting a digital bank account for a while now. For some reason, Monzo and Starling have never really appealed to me. Therefore, when the opportunity to open a Chase digital bank account presented itself, I decided to give it a go. I hadn’t opened a new bank account since I went…