Tag: investing
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The cost of being single in 2023
Did you know it’s actually more expensive to be single than to be in a relationship? It seems crazy but there is still a cost to being single in 2023. ‘Being single’ in this post refers to those who do not live with a partner. But what is the cost of being single in 2023?…
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What the 2022 Autumn Statement means for you
Chancellor Jeremy Hunt has outlined his plans for the UK’s taxation and spending in the 2022 Autumn Statement. In short, it’s not good news for your personal finances. However, it’s important to be aware of the key changes announced and make sure you are as prepared as possible. We may all end up paying more…
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Should I care about the gender investment gap?
Did you know the gender investment gap is greater than the GDP of Switzerland? Shocking, right? The gender investment gap means that women are far less likely to invest than men. I believe it is important to encourage everyone to take control of their finances and maximise their income where possible. This is why I…
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How to spend guilt free
Life is very expensive right now and sadly costs might just keep rising. We’re all looking to cut costs and as a result can feel bad about spending. Here’s some tips on how you can spend guilt free. Guilt often comes when you bury your head in the sand and don’t address your spending and…
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Personal finance lessons from Love Island
Hands up who else is glued to their TV at 9pm every night at the moment? Admitting this is very ‘un-personal finance I know, spending so much time on something so unproductive… But Love Island is not only fun, it can teach us a thing or two about personal finance… Naturally, I’ve rounded up some…
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Should you transfer your ISA?
We know ISAs are a great tool for both savings and investments. But there may come a time when you want to transfer your ISA. In some cases, this will be a great idea, in others it may not go so well. This post will detail how you can go about transferring your ISAs and…
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits…
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on…
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The Twenty Percent – End of tax year update
This week saw the end of the UK tax year (April 5th) and the start of a new one. This makes a good time to take a look back and review the past tax year. It’s an opportunity for a fresh start, but also to look back at what you achieved in the past 12…
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2 years of Covid – 5 personal finance changes
It’s hard to believe it has been 2 years since the Covid-19 pandemic began. So much has changed in this time in all aspects of our lives, not least in our personal finances. There’s been a lot of Covid personal finance changes. The changes have not just been personal either. This post will cover five…
