I turned 25 last week. Nothing major changes legally at 25, but entering your mid-twenties feels like a big step. A lot has changed in the past year, both globally and personally. It’s also been the year I developed my interest in personal finance. So, I decided to come up with 25 financial lessons to learn at 25.
The state of the world bears pretty heavily on my mind. I don’t feel comfortable gaining from something that has a negative impact on other people or the planet. This put me off investing for a long time, as the public image surrounding the stock market presents a negative image of those profiteering from others’ misfortunes. But, this doesn’t have to be the case.
For this post, detailing why the time to invest is now, I have handed over the reigns to Brian from Tent to Penthouse. For The Twenty Percent’s first guest post, he will be explaining some of the basics of investing and why it’s best to get started as soon as possible. As many of you […]
Investing is one of the best ways to improve your long-term financial situation, but it is not as accessible to everyone as it should be. The gender investment gap means that women are far less likely to invest than men. I believe it is important to encourage everyone to take control of their finances and […]
The majority (50.2 percent) of young people in the UK go to university as of 2017/18, according to the Department of Education. The vast majority of these take out a student loan to pay for this, making these loans a big issue for a lot of people. Tuition fees have long been controversial, having caused […]
One thing that’s amazed me since starting this blog was the breadth of knowledge of the money blogging community, so, rather than keep all these new insights to myself, I thought I’d share some money bloggers’ insights with you all. A key feature of many posts is about financial education and what people wish they […]
For those who like to venture out to pubs and restaurants, the temptation to consume and spend in excess can be strong, particularly after months of restraint. If left unchecked, this could see your saving goals go out the window. But how much does a pint cost? And can you ever have ‘just one’? There […]
About a month ago I took the leap and made my first investment. Investing during a recession is difficult at the best of times. It’s even harder now because the recession has been caused by a global pandemic, which is unprecedented, and no one knows how it is going to play out in the long […]
For the past three or four months, everyone’s focus has been rightly on getting by day-to-day and managing the health crisis. As we begin to move past the peak of the pandemic, attention is now shifting to the economy, which means tax increases are back on the table. Right now, we don’t know much but […]
There’s no denying that the world is currently in the middle of a climate crisis. In fact, one leading energy expert recently said we only have six months to change the course of the climate crisis and prevent a post-lockdown rebound in greenhouse gas emissions that would overwhelm efforts to stave off climate catastrophe. Fatih […]