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Money tips Savings and Investments

Stop the next gen making the same financial mistakes as us

We’ve all made financial mistakes in this past. Many of these would have been prevented if we had learnt more about personal finance at school or college. Last week I was lucky enough to speak with the London Institute of Banking and Finance – specifically their arm which focuses on financial education. The conversation was […]

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Everyday expenses

Save the planet and your bank balance – boycott Black Friday

Black Friday and Cyber Monday are fast approaching. What started off as a simple way to bag yourself a few deals and get ahead with your Christmas shopping, has fast become a rampant display of mass consumerism and mindless spending. This year, I’m urging you to boycott Black Friday. With the environment being such a […]

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Savings and Investments

Women spend six weeks working for free – don’t get caught out

The 18 November is Equal Pay Day. This is the day – calculated by the Fawcett Society, that women, on average, stop earning for the year due to the gender pay gap. Unfortunately, women don’t get a six week holiday at the end of each year. Instead, on average our salaries are just lower. There […]

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Everyday expenses

How to deal with climate anxiety on a budget

COP26 has bought the climate emergency to the forefront of all our minds. No news bulletin is complete without a story about the environment. It’s vital these stories get this attention, but for some – myself included – it’s simply increasing their climate anxiety. It can feel overwhelming and I’m sure I’m not alone in […]

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Everyday expenses

The Twenty Percent – October update

October – like all the months this year – flew by. Writing this update for The Twenty Percent feels surreal but somehow, it’s that time again. This month was fun in many ways, but I’m ending it exhausted. I’m hoping November will bring more sleep. With only two months left of the year, there’s still […]

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Covid-19 income

2021 Budget – Will you be better or worse off?

We haven’t been short of financial announcements from the UK government this year, but the 2021 Budget is the most important. In this post I will run through some of the most important announcements for you. With rising inflation, increasing energy costs and an uncertain economic future means people are increasingly worried about their financial […]

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Money tips

Give your finances the James Bond treatment

Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]

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Money tips

We’re all panic buyers: Here’s how to break the habit

I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]

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Savings and Investments

Why you should care about your pension in your 20s

Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]

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Covid-19 income

Why the National Insurance hike is bad for wealth inequality

National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]