Categories
Savings and Investments

Why you should care about your pension in your 20s

Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]

Categories
Covid-19 income

Why the National Insurance hike is bad for wealth inequality

National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]

Categories
Everyday expenses

The Twenty Percent – August spending update

I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]

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Everyday expenses Money tips

Should you worry about the new contactless limit?

The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]

Categories
Money tips

How saving time will help you save money

This blog talks a lot about saving money. But, so far, I haven’t addressed one of the key ways you can save money – by saving time. We don’t all have the luxury of hours on end to do what we like. But, if we can squeeze out a few extra hours a week, this […]

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Money tips

5 ways to save money on your commute

A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to find some money saving tips for […]

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Everyday expenses

The Twenty Percent – July spending update

How has it been another month already? It seems only yesterday I was writing June’s update and here we are almost a week into August. So, I guess it’s time for my July spending update. Saving money on purchases is still proving a challenge. But, these posts are helping me hold myself more accountable and […]

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Money tips

The Twenty Percent Challenge – June update

It’s been a month since I launched The Twenty Percent Challenge. I admitted I was terrible at saving money and made a plan to change this. To keep myself accountable, I also promised to give monthly updates. To put these updates in context, and hopefully make them more interesting to read, I’ll use them to […]

Categories
Money tips

I’m terrible at saving money…

I was watching Martin Lewis’ Extreme Savers the other day. Watching people forage in the wild for herbs and berries made me realise something… I’m terrible at saving money.

Categories
Money tips

An Update – Lockdown Spending and Work

I can’t believe we’re over halfway through February. This year is simultaneously going incredibly fast and incredibly slowly. It’s been a while since I gave a more personal update, so here is one on my lockdown spending and work. Given the Covid-19 situation, I’m aware I’m very lucky with my current situation. But, I also […]