Tag: money saving
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Chase digital bank account – review
I’ve been toying about getting a digital bank account for a while now. For some reason, Monzo and Starling have never really appealed to me. Therefore, when the opportunity to open a Chase digital bank account presented itself, I decided to give it a go. I hadn’t opened a new bank account since I went […]
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The Twenty Percent – End of tax year update
This week saw the end of the UK tax year (April 5th) and the start of a new one. This makes a good time to take a look back and review the past tax year. It’s an opportunity for a fresh start, but also to look back at what you achieved in the past 12 […]
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5 ways to cope with Awful April
April has come and sadly the price and tax increases have not proved to be an April Fools joke. Awful April is here and we are all faced with the difficulties of squeezed budgets. A lot of people are really struggling. Foodbank usage is up and many are already behind on their bills. I’m not […]
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Spring Statement: Are tax cuts really coming?
Rishi Sunak has just delivered his Spring Statement to the House of Commons, detailing his economic plans for the UK. He heralded record “tax cuts” but are tax cuts really coming? Amid the cost of living crisis, there was a lot of speculation about the this Statement. Many were hoping Chancellor Rishi Sunak would “pull […]
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2 years of Covid – 5 personal finance changes
It’s hard to believe it has been 2 years since the Covid-19 pandemic began. So much has changed in this time in all aspects of our lives, not least in our personal finances. There’s been a lot of Covid personal finance changes. The changes have not just been personal either. This post will cover five […]
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Stop listening to celebrities on money issues
Celebrities love to weigh in on ‘regular’ issues. Money problems are no exception. Recently another celebrity spoke about money issues. Some celebrities use their influence for good, but often they miss the mark, particularly when it comes to speaking about privilege and finances. Listening to a celebrity speak about money issues can be disheartening and […]
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International Women’s Day: Female personal finance champions
Happy International Women’s Day! Today is a day to celebrate all women and the progress we have made in terms of equality. I have chosen to highlight 5 female personal finance champions. International Women’s Day is also an opportunity to push for greater diversity and equality. The finance industry still needs this. There are still […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]
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Giving rather than giving up this Lent
‘What are you giving up for lent?’ This is one of the questions no one wants to hear. Instead, to turn it into a positive, I’m choosing to give and not give up this year. My favourite quote is: ‘We’re all facing the same storm, but we’re not all in the same boat.’ Annoyingly, I […]
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The impact of the cost of living crisis on first time buyers
The cost of living crisis is inescapable. It is creeping into all aspects of everyone’s lives. First time buyers are no exception. As someone who has been saving for their first home for a while now, this feels like a set back. The amount I can save for a deposit each month has decreased and […]