Categories
Money tips

Give your finances the James Bond treatment

Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]

Categories
Savings and Investments

Why you should care about your pension in your 20s

Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]

Categories
Covid-19 income

Why the National Insurance hike is bad for wealth inequality

National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]

Categories
Everyday expenses

The Twenty Percent – August spending update

I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]

Categories
Everyday expenses Money tips

Should you worry about the new contactless limit?

The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]

Categories
Money tips

How saving time will help you save money

This blog talks a lot about saving money. But, so far, I haven’t addressed one of the key ways you can save money – by saving time. We don’t all have the luxury of hours on end to do what we like. But, if we can squeeze out a few extra hours a week, this […]

Categories
Money tips

5 ways to save on your commuting costs

A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]

Categories
Money tips

The Twenty Percent Challenge – June update

It’s been a month since I launched The Twenty Percent Challenge. I admitted I was terrible at saving money and made a plan to change this. To keep myself accountable, I also promised to give monthly updates. To put these updates in context, and hopefully make them more interesting to read, I’ll use them to […]

Categories
Money tips

I’m terrible at saving money…

I was watching Martin Lewis’ Extreme Savers the other day. Watching people forage in the wild for herbs and berries made me realise something… I’m terrible at saving money.

Categories
Money tips Savings and Investments

5 tips to save money as things open up

Hospitality, leisure and other fun activities are starting to open up again and, after many months without socialising, many of us are looking to make the most of it – in a Covid-safe manner of course. This doesn’t mean you have to ignore your financial goals, however. Here are 5 tips to save money as […]