Tag: money
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The Twenty Percent – Money and life update
How are we already in June? This year is flying by, and I can barely keep up with everything going on in my life! I have not been posting half as much as I’d like – I promise I’ll rectify that! But, I thought a good first step was to update you on where I’m […]
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Should you transfer your ISA?
We know ISAs are a great tool for both savings and investments. But there may come a time when you want to transfer your ISA. In some cases, this will be a great idea, in others it may not go so well. This post will detail how you can go about transferring your ISAs and […]
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits […]
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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Women’s rights, equality and money
I’m angry. I’m scared. Frankly, I’m tired. So please excuse the deviation from my normal posts. This issue is too important to keep quiet on. Abortion is an emotive and controversial topic – particularly in the US. The UK picks up so many aspects of US life that it doesn’t seem long until the debate […]
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Chase digital bank account – review
I’ve been toying about getting a digital bank account for a while now. For some reason, Monzo and Starling have never really appealed to me. Therefore, when the opportunity to open a Chase digital bank account presented itself, I decided to give it a go. I hadn’t opened a new bank account since I went […]
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The Twenty Percent – End of tax year update
This week saw the end of the UK tax year (April 5th) and the start of a new one. This makes a good time to take a look back and review the past tax year. It’s an opportunity for a fresh start, but also to look back at what you achieved in the past 12 […]
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5 ways to cope with Awful April
April has come and sadly the price and tax increases have not proved to be an April Fools joke. Awful April is here and we are all faced with the difficulties of squeezed budgets. A lot of people are really struggling. Foodbank usage is up and many are already behind on their bills. I’m not […]
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Spring Statement: Are tax cuts really coming?
Rishi Sunak has just delivered his Spring Statement to the House of Commons, detailing his economic plans for the UK. He heralded record “tax cuts” but are tax cuts really coming? Amid the cost of living crisis, there was a lot of speculation about the this Statement. Many were hoping Chancellor Rishi Sunak would “pull […]
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2 years of Covid – 5 personal finance changes
It’s hard to believe it has been 2 years since the Covid-19 pandemic began. So much has changed in this time in all aspects of our lives, not least in our personal finances. There’s been a lot of Covid personal finance changes. The changes have not just been personal either. This post will cover five […]
