Categories
Savings and Investments

Five tips for investing during a recession

About a month ago I took the leap and made my first investment. Investing during a recession is difficult at the best of times. It’s even harder now because the recession has been caused by a global pandemic, which is unprecedented, and no one knows how it is going to play out in the long […]

Categories
Banking

To credit or not? – Should you get a credit card?

A lot of personal finance bloggers, particularly those pursuing financial independence, are strongly against credit cards or having any form of debt at all. While there are good arguments for this, personally I don’t think it’s quite as simple as that. The question of should you get a credit card is personal but this post […]

Categories
Covid-19 income

5 reasons why we shouldn’t rush to ‘get back to normal’

Is getting back to the ‘normal’ financial systems we’ve been part of for so long really a good thing for our own personal finances and for society as a whole? Should we accept a financial crisis and income inequality? This is a slightly different post to usual. But, given the unprecedented events this past season […]

Categories
Savings and Investments

How to start investing – 5 key tips

I know, it’s pretty shocking that as a personal finance blogger and financial journalist I haven’t invested before this week. But truth be told, a lot of the common misconceptions weighed pretty heavily on my mind. The stock market seemed like a scary place. However, I wanted to try investing, so set about learning how […]

Categories
Savings and Investments

How to take control of your pension

So, we have now established the importance of pensions and why we should be concerned about them now. But, what should we do now and how can we take control of our own pensions? It’s important to note that this does not constitute personal advice and if you’re not sure whether an investment or savings […]

Categories
Savings and Investments

Five reasons you should care about pensions

When you ask young people what they’re saving for holidays, property and cars usually top the list. These are all worthwhile things to be putting your hard-earned cash aside for, but there is nearly always one notable omission – pensions. You may well be thinking “but why should I care about my pension? I’m young, […]

Categories
Savings and Investments

Introduction to ISAs

This is the first in a series of articles all about ISAs and how to make the most of them. It’s important to note that this does not constitute personal advice and if you’re not sure whether an investment or savings account is right for you please seek professional financial advice. ISAs (individual savings accounts) […]

Categories
Banking

The best online savings account interest rates

All interest rates are low at the moment, but it could be worth shopping around to see if there are better deals out there. To help, I’ve taken a look at the rates being advertised for online savings accounts by five of the UK’s biggest banks.