Tag: money
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2 years of Covid – 5 personal finance changes
It’s hard to believe it has been 2 years since the Covid-19 pandemic began. So much has changed in this time in all aspects of our lives, not least in our personal finances. There’s been a lot of Covid personal finance changes. The changes have not just been personal either. This post will cover five…
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Stop listening to celebrities on money issues
Celebrities love to weigh in on ‘regular’ issues. Money problems are no exception. Recently another celebrity spoke about money issues. Some celebrities use their influence for good, but often they miss the mark, particularly when it comes to speaking about privilege and finances. Listening to a celebrity speak about money issues can be disheartening and…
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take…
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UK side hustle taxes – What you need to know
For this post of UK side hustle taxes I have handed over to Jack from Making Tax Simple. Jack is an ATT qualified tax adviser aiming to help make tax simple for people of all ages and incomes. He started working in tax over 2 years ago and has been gaining knowledge of the subject…
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The impact of the cost of living crisis on first time buyers
The cost of living crisis is inescapable. It is creeping into all aspects of everyone’s lives. First time buyers are no exception. As someone who has been saving for their first home for a while now, this feels like a set back. The amount I can save for a deposit each month has decreased and…
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Finances lead 75% to suffer poor mental health
There is a crucial link between finance and mental health. Finances do affect your mental health. Sadly, with the cost of living crisis only increasing, more and more people are struggling. Talking about mental health can be tricky. When it relates to finances it can be even harder, as we’re conditioned to be ashamed of…
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How I handle money in my relationship
Love is in the air. Valentine’s Day always increases conversations about relationships, dating and love. One thing people rarely discuss about relationships is their finances. I think this needs to change. So, to start the conversation I’m going to tell you how I handle money in my relationship. Every relationship is different, as are everyone’s…
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5 ways to invest sustainably
The threat of climate change is becoming more and more clear. Extreme weather events and species extinctions are starting to happen regularly. With this in mind, you might want to make your finances more environmentally friendly. One way to do this is to invest sustainably. The finance industry is often criticised for being solely focused…
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The Twenty Percent –January progress
And just like that the first month of 2022 was over. January may have felt like it was never going to end, but we’ve finally made it. So, it’s time to look back at January and reflect on what I achieved. Overall, it’s been a successful month, but there’s still a lot I want to…
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How to beat the cost of living increase in the UK
There’s been a lot of talk about the cost of living increase in the UK recently. As inflation increases and our bills go up, our budgets are being stretched further and further. Unfortunately, there’s only so much you can avoid these increases. There’s only so far you can reduce your expenses. However, it’s likely you…