The Twenty Percent
Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]
I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]
In August I set up my first fantasy football team. A quick Twitter plea for help got me sorted with the basics and I was ready to join my boyfriend’s league. One month on and I’m not in last place – I’m taking that as a victory! More importantly, I’ve also realised there are some […]
Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]
National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]
I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]
The introduction of contactless payments has slowly eradicated the need for cash in many situations. Originally the contactless limit was £30. But, it has been rising ever since. Should you be worried about the new contactless limit? Opinions vary depending on who you speak to. I will explain the pros and cons, as well as […]
This blog talks a lot about saving money. But, so far, I haven’t addressed one of the key ways you can save money – by saving time. We don’t all have the luxury of hours on end to do what we like. But, if we can squeeze out a few extra hours a week, this […]
A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]
You may well have heard about inflation. Many economists and financial experts have been discussing the potential for increasing inflation rates in the wake of recovery from the pandemic. Here’a a short guide how to cope with inflation. High levels of inflation is something very few of us have dealt with in our adult lives. […]