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Money tips

Why you shouldn’t listen to me

You shouldn’t listen to me. That probably sounds like a strange thing for a blogger – or anyone really – to say. But, hear me out on this one.

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Money tips

5 easy ways to improve your finances in 2021

It’s a new year, but not in the way we’re used to. Another lockdown seems inevitable now and many people are struggling physically, mentally and financially. That’s why I won’t offer time consuming, complex and unrealistic financial goals. Instead, here are 5 easy ways to improve your finances in 2021.

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Money tips

The Twenty Percent – A year in review

2020 draws to a close and brings with it the end of The Twenty Percent’s first calendar year in action. I thought now was a good time to do a year in review, and look back at what the blog has achieved in its first year.

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Everyday expenses

5 Lessons to learn from 2020

It’s been a difficult year for everyone, but some have felt the impact more than others. We’re all facing the same storm, but we’re not all in the same boat. While many are struggling and understandably want to forget all about 2020, to write it off completely would be a waste. Here are 5 lessons to learn from 2020 that I’ll be taking forward with me.

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Savings and Investments

Why you need to understand financial risk

A lot of people ask me how to start investing. It’s great to see so many people engaging more with investing, but it is important to fully understand the risk first. That’s why this post is going to focus on financial risk.

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Money tips

Money lessons from your favourite Christmas songs

I’ve decided to keep up the festive theme this week. My post on what your favourite Netflix shows can teach you about managing your money proved popular, so I decided to apply the same to your favourite Christmas songs.

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Everyday expenses

If Santa Baby were written by money bloggers

I’m well and truly getting into the festive spirit now, if you couldn’t already tell from my personal finance advent calendar. As the holiday season is fast approaching, I decided to take a break from my more serious content to offer some light relief, by reimagining your favourite Christmas songs.

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Money tips

Your Personal Finance Advent Calendar

It’s December! I’m not really sure how we’ve got to December if I’m honest, in my mind we’re still somewhere in March. The arrival of December may be muted this year, with Covid-19 putting pay to most celebrations. But, not all festive traditions have to be cancelled. Advent calendars don’t. This is why I’ve created a personal finance advent calendar for you.

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Everyday expenses

Where I stand on Black Friday

Black Friday. The day, or should I say period now, where consumerism is encouraged by flashy adverts and obscene sales. But, is it all bad? It’s a complicated topic, so I’m going to attempt to convey where I stand on Black Friday in this post.

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Money tips

Your most controversial financial opinions

One of the most common criticisms of blogs is they all churn out the same information – some of it helpful, some of it less so. I personally don’t agree with this and try to make sure The Twenty Percent is as unique as possible. But, just in case you are thinking this, I’ve decided to share some of your most controversial financial opinions.