Tag: savings
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What’s in and what’s out in personal finance in 2023?
New Year, new finances? While the basics never change, it doesn’t hurt to give yourself a financial makeover every now and then. The New Year gives us the perfect opportunity to do just that. But what’s in and what’s out in personal finance in 2023? And how will this influence your financial makeover? I’ve seen […]
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How to spend guilt free
Life is very expensive right now and sadly costs might just keep rising. We’re all looking to cut costs and as a result can feel bad about spending. Here’s some tips on how you can spend guilt free. Guilt often comes when you bury your head in the sand and don’t address your spending and […]
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Student money worries surge – how to cope
Students have recently received their A Level results and are now planning to make the move to university in the next month. While existing students are coming to the end of their summer break and will be returning to university soon. What is meant to be an exciting time is being usurped by fears. Student […]
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My Instagram was hacked – here’s what I’ve learnt
Two weeks ago, my Instagram accounts were hacked. The hackers unfortunately got into both my personal and my business account. This meant for some time I had no access to either. I eventually managed to recover my personal account, but couldn’t get back into my business one. This is obviously very disappointing. I’ve chosen to […]
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Should you transfer your ISA?
We know ISAs are a great tool for both savings and investments. But there may come a time when you want to transfer your ISA. In some cases, this will be a great idea, in others it may not go so well. This post will detail how you can go about transferring your ISAs and […]
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits […]
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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5 ways to cope with Awful April
April has come and sadly the price and tax increases have not proved to be an April Fools joke. Awful April is here and we are all faced with the difficulties of squeezed budgets. A lot of people are really struggling. Foodbank usage is up and many are already behind on their bills. I’m not […]
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International Women’s Day: Female personal finance champions
Happy International Women’s Day! Today is a day to celebrate all women and the progress we have made in terms of equality. I have chosen to highlight 5 female personal finance champions. International Women’s Day is also an opportunity to push for greater diversity and equality. The finance industry still needs this. There are still […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]