Tag: savings
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What’s in and what’s out in personal finance in 2023?
New Year, new finances? While the basics never change, it doesn’t hurt to give yourself a financial makeover every now and then. The New Year gives us the perfect opportunity to do just that. But what’s in and what’s out in personal finance in 2023? And how will this influence your financial makeover? I’ve seen […]
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Student money worries surge – how to cope
Students have recently received their A Level results and are now planning to make the move to university in the next month. While existing students are coming to the end of their summer break and will be returning to university soon. What is meant to be an exciting time is being usurped by fears. Student […]
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits […]
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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International Women’s Day: Female personal finance champions
Happy International Women’s Day! Today is a day to celebrate all women and the progress we have made in terms of equality. I have chosen to highlight 5 female personal finance champions. International Women’s Day is also an opportunity to push for greater diversity and equality. The finance industry still needs this. There are still […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]