Tag: savings
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Student money worries surge – how to cope
Students have recently received their A Level results and are now planning to make the move to university in the next month. While existing students are coming to the end of their summer break and will be returning to university soon. What is meant to be an exciting time is being usurped by fears. Student […]
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My Instagram was hacked – here’s what I’ve learnt
Two weeks ago, my Instagram accounts were hacked. The hackers unfortunately got into both my personal and my business account. This meant for some time I had no access to either. I eventually managed to recover my personal account, but couldn’t get back into my business one. This is obviously very disappointing. I’ve chosen to […]
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Should you transfer your ISA?
We know ISAs are a great tool for both savings and investments. But there may come a time when you want to transfer your ISA. In some cases, this will be a great idea, in others it may not go so well. This post will detail how you can go about transferring your ISAs and […]
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits […]
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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5 ways to cope with Awful April
April has come and sadly the price and tax increases have not proved to be an April Fools joke. Awful April is here and we are all faced with the difficulties of squeezed budgets. A lot of people are really struggling. Foodbank usage is up and many are already behind on their bills. I’m not […]
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International Women’s Day: Female personal finance champions
Happy International Women’s Day! Today is a day to celebrate all women and the progress we have made in terms of equality. I have chosen to highlight 5 female personal finance champions. International Women’s Day is also an opportunity to push for greater diversity and equality. The finance industry still needs this. There are still […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]
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UK side hustle taxes – What you need to know
For this post of UK side hustle taxes I have handed over to Jack from Making Tax Simple. Jack is an ATT qualified tax adviser aiming to help make tax simple for people of all ages and incomes. He started working in tax over 2 years ago and has been gaining knowledge of the subject […]
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Finances lead 75% to suffer poor mental health
There is a crucial link between finance and mental health. Finances do affect your mental health. Sadly, with the cost of living crisis only increasing, more and more people are struggling. Talking about mental health can be tricky. When it relates to finances it can be even harder, as we’re conditioned to be ashamed of […]