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Money tips Savings and Investments

5 easy ways to save for your first home

One of the most common money goals for people in their 20s is to get on the property ladder. But getting a deposit together is proving harder and harder. If you’re finding yourself in this position, then try these 5 easy ways to save for your first home. Sadly, without a lottery win or a […]

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Savings and Investments

Can I pay for Christmas solely by freelancing?

Christmas is expensive. Hardly a ground breaking observation, but it’s true. Normally, I keep a strict budget. I know exactly how much money comes in and out each month. Christmas is a bit different. I enjoy treating my friends and family. Currently I’m very lucky and have a bit of spare income each month so […]

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Everyday expenses

The Twenty Percent – November update

We’re in the last month of the year. 2021 feels like it’s been simultaneously the longest and the shortest year. This means it’s time for my penultimate monthly update of the year. Read on to find out what happened in my November update. Each month feels busier than the last at the moment, which probably […]

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Money tips Savings and Investments

Stop the next gen making the same financial mistakes as us

We’ve all made financial mistakes in this past. Many of these would have been prevented if we had learnt more about personal finance at school or college. Last week I was lucky enough to speak with the London Institute of Banking and Finance – specifically their arm which focuses on financial education. The conversation was […]

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Everyday expenses

The Twenty Percent – October update

October – like all the months this year – flew by. Writing this update for The Twenty Percent feels surreal but somehow, it’s that time again. This month was fun in many ways, but I’m ending it exhausted. I’m hoping November will bring more sleep. With only two months left of the year, there’s still […]

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Covid-19 income

2021 Budget – Will you be better or worse off?

We haven’t been short of financial announcements from the UK government this year, but the 2021 Budget is the most important. In this post I will run through some of the most important announcements for you. With rising inflation, increasing energy costs and an uncertain economic future means people are increasingly worried about their financial […]

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Money tips

We’re all panic buyers: Here’s how to break the habit

I drove past a petrol session yesterday, with fuel and minimal queues – a very rare sight right now! Although I had about half a tank left and no need to drive for a week once I got home, I still found myself tempted to fill up, just in case… When panic buying comes up, […]

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Savings and Investments

5 lessons fantasy football taught me about investing & the stock market

In August I set up my first fantasy football team. A quick Twitter plea for help got me sorted with the basics and I was ready to join my boyfriend’s league. One month on and I’m not in last place – I’m taking that as a victory! More importantly, I’ve also realised there are some […]

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Savings and Investments

Why you should care about your pension in your 20s

Young people have many financial priorities. Whether it’s buying a house, going on holiday, or simply making some extra cash so they can fund their lifestyle, there’s a lot to focus on. One thing that rarely makes the top of the list is a pension. Here’s why you should care about your pension. This is […]

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Everyday expenses

The Twenty Percent – August spending update

I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]