The Twenty Percent

The Twenty Percent helps young people achieve their financial goals

Browse the latest posts from The Twenty Percent…

Covid-19 money

Covid-19 has far reaching consequences, not least for the economy. The Twenty Percent is examining furlough schemes, mortgage holidays, free overdrafts and more so you don’t have to. We also look at policy developments to explain in simple terms what it actually means for you.

Savings and Investments

This section will help you learn the difference between LISAs and Help to Buys; debunk common pension and investment myths; demystify the confusing stock market and more. Young people often find themselves behind the curve because they don’t believe they have the means or the knowledge to invest. This section should give you the reassurance and knowledge you need to get started.

Everyday Expenses

Here you will find articles and posts relating to everyday expenditures. Posts range from spending diaries and money blogger takeovers to the latest deals and discounts on offer.


This section questions whether ethical banking is possible: helps you to find the best interest rates: examines credit cards and more. Banking can get a bad reputation, but is crucial to us all. Find out how you can use it to your advantage and make a difference with your money.


The Twenty Percent aims to give young people the tools to achieve financial security and help them reach their financial goals. This is a journalistic website and aims to provide tips, tools and techniques, but can’t guarantee to be perfect, so please be aware you use the information at your own risk and we can’t accept liability if things go wrong. Any information supplied does not constitute financial advice, please do your own additional research to ensure it’s right for your individual situation.