Category: Savings and Investments
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Should I care about the gender investment gap?
Did you know the gender investment gap is greater than the GDP of Switzerland? Shocking, right? The gender investment gap means that women are far less likely to invest than men. I believe it is important to encourage everyone to take control of their finances and maximise their income where possible. This is why I…
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Student money worries surge – how to cope
Students have recently received their A Level results and are now planning to make the move to university in the next month. While existing students are coming to the end of their summer break and will be returning to university soon. What is meant to be an exciting time is being usurped by fears. Student…
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Young people lead the way with savings goals
Young people have a hard time when it comes to money. We’re portrayed in the media as spending for too much and not making enough sacrifices to meet our goals. However, new research has shown young people have the most ambitious savings goals. The research comes from HSBC, who have looked at our savings habits…
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on…
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Chase digital bank account – review
I’ve been toying about getting a digital bank account for a while now. For some reason, Monzo and Starling have never really appealed to me. Therefore, when the opportunity to open a Chase digital bank account presented itself, I decided to give it a go. I hadn’t opened a new bank account since I went…
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2 years of Covid – 5 personal finance changes
It’s hard to believe it has been 2 years since the Covid-19 pandemic began. So much has changed in this time in all aspects of our lives, not least in our personal finances. There’s been a lot of Covid personal finance changes. The changes have not just been personal either. This post will cover five…
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UK side hustle taxes – What you need to know
For this post of UK side hustle taxes I have handed over to Jack from Making Tax Simple. Jack is an ATT qualified tax adviser aiming to help make tax simple for people of all ages and incomes. He started working in tax over 2 years ago and has been gaining knowledge of the subject…
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The impact of the cost of living crisis on first time buyers
The cost of living crisis is inescapable. It is creeping into all aspects of everyone’s lives. First time buyers are no exception. As someone who has been saving for their first home for a while now, this feels like a set back. The amount I can save for a deposit each month has decreased and…
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5 ways to invest sustainably
The threat of climate change is becoming more and more clear. Extreme weather events and species extinctions are starting to happen regularly. With this in mind, you might want to make your finances more environmentally friendly. One way to do this is to invest sustainably. The finance industry is often criticised for being solely focused…
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How I rebuilt my Stocks & Shares ISA after buying a house
Today, I’ve handed over the reins to Andy Ross from The Income Investor. Andy is an experienced investor. He is going to explain how to rebuild a Stocks & Shares ISA after buying your first home. Buying a house. What a palaver. Raising a deposit, house viewings, uncontactable conveyancers who only deal in legal double…