Tag: finance
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Should you worry about rising interest rates?
Interest rates are rising as central banks look to combat soaring inflation. In the UK rates now stand at 1%. But what does this mean? And should you worry about rising interest rates? In this post I’ll cover: What are interest rates? The impact on mortgages Rising interest rates and credit cards The impact on […]
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Chase digital bank account – review
I’ve been toying about getting a digital bank account for a while now. For some reason, Monzo and Starling have never really appealed to me. Therefore, when the opportunity to open a Chase digital bank account presented itself, I decided to give it a go. I hadn’t opened a new bank account since I went […]
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International Women’s Day: Female personal finance champions
Happy International Women’s Day! Today is a day to celebrate all women and the progress we have made in terms of equality. I have chosen to highlight 5 female personal finance champions. International Women’s Day is also an opportunity to push for greater diversity and equality. The finance industry still needs this. There are still […]
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The Twenty Percent – February update
February was quite a month, for The Twenty Percent, personally and globally. It’s heart breaking to see the events unfolding in Ukraine. Writing a normal update post feels strange, given so many are living anything but a normal life right now. The ability to sit down and write in peace is something I won’t take […]
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How I rebuilt my Stocks & Shares ISA after buying a house
Today, I’ve handed over the reins to Andy Ross from The Income Investor. Andy is an experienced investor. He is going to explain how to rebuild a Stocks & Shares ISA after buying your first home. Buying a house. What a palaver. Raising a deposit, house viewings, uncontactable conveyancers who only deal in legal double […]
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How to beat the cost of living increase in the UK
There’s been a lot of talk about the cost of living increase in the UK recently. As inflation increases and our bills go up, our budgets are being stretched further and further. Unfortunately, there’s only so much you can avoid these increases. There’s only so far you can reduce your expenses. However, it’s likely you […]
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4 reasons why young people should invest
For this post I have enlisted the help of Haydn from Perpetual Prudence. He will be talking about the main benefits of starting investing early, both financial and non-financial, and why young people should invest as soon as possible! I know what you’re thinking. You don’t need to worry about investing – that’s something for […]
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Should beginner investors buy individual stocks or funds?
I have neglected the topic of investing on this blog for far too long. Perhaps this is because I’ve been struggling with imposter syndrome and was concerned I didn’t know enough to write about it. However, I get quite a few investing questions particularly from beginner investors and want to be as helpful as possible […]
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How improving your sleep can make you more money
Today (January 3rd) is the Festival of Sleep Day. I’ve always been a big fan of sleep, so I thought the day should be marked. I also believe improving your sleep can make you more money. Having suffered with chronic fatigue, I understand the importance of getting enough rest and how lacking energy can impact […]
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It’s not about the money – Get your free book!
Do you ever feel conflicted and powerless about money? It’s ok to admit you do. We all do at times. I’ve been lucky enough to receive an early copy of book that helped me – and I hope will help you too. It’s Not About The Money by Catherine Morgan helped me completely change my […]