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Money tips

Should you use Buy Now Pay Later?

A few weeks ago, I took part in a UK Money Bloggers conversation about Buy Now Pay Later. Companies like Klarna are everywhere now and there’s a lot of strong opinions about them.

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Money tips

5 money mantras you should ignore

I’ve been struggling this week. Whether it’s burn out, tiredness, Covid-related anxieties, or a combination of all three, I’m not sure. When I feel like this, certain phrases or ideas annoy me much more than normal, which led me to compile a list of 5 money mantras you should ignore. The Twenty Percent is designed […]

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Everyday expenses

When work from home goes wrong: I did something stupid…

In the name of transparency, I’m going to share something very stupid and non-money savvy I did last week. Given ‘work from home’ is the norm for so many people at the moment, I’m sure many people might relate. At this point, I should probably say it’s nothing too dramatic and hasn’t had a major […]

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Savings and Investments

Why you need to understand financial risk

A lot of people ask me how to start investing. It’s great to see so many people engaging more with investing, but it is important to fully understand the risk first. That’s why this post is going to focus on financial risk.

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Money tips

25 financial lessons to learn at 25

I turned 25 last week. Nothing major changes legally at 25, but entering your mid-twenties feels like a big step. A lot has changed in the past year, both globally and personally. It’s also been the year I developed my interest in personal finance. So, I decided to come up with 25 financial lessons to learn at 25.

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Money tips

Three reasons why the time to invest is now

For this post, detailing why the time to invest is now, I have handed over the reigns to Brian from Tent to Penthouse. For The Twenty Percent’s first guest post, he will be explaining some of the basics of investing and why it’s best to get started as soon as possible. As many of you […]

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Banking Savings and Investments

What I wish I knew earlier | Money bloggers takeover

One thing that’s amazed me since starting this blog was the breadth of knowledge of the money blogging community, so, rather than keep all these new insights to myself,  I thought I’d share some money bloggers’ insights with you all. A key feature of many posts is about financial education and what people wish they […]

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Covid-19 income

It’s a taxing life: Everything you need to know about the future of tax

For the past three or four months, everyone’s focus has been rightly on getting by day-to-day and managing the health crisis. As we begin to move past the peak of the pandemic, attention is now shifting to the economy, which means tax increases are back on the table. Right now, we don’t know much but […]

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Banking

To credit or not? – Should you get a credit card?

A lot of personal finance bloggers, particularly those pursuing financial independence, are strongly against credit cards or having any form of debt at all. While there are good arguments for this, personally I don’t think it’s quite as simple as that. The question of should you get a credit card is personal but this post […]

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Money tips

5 ways to make your finances more sustainable

There’s no denying that the world is currently in the middle of a climate crisis. In fact, one leading energy expert recently said we only have six months to change the course of the climate crisis. That’s why we should all consider making our finances more sustainable. Fatih Birol, executive director of the International Energy […]