The Twenty Percent
Black Friday and Cyber Monday are fast approaching. What started off as a simple way to bag yourself a few deals and get ahead with your Christmas shopping, has fast become a rampant display of mass consumerism and mindless spending. This year, I’m urging you to boycott Black Friday. With the environment being such a […]
The 18 November is Equal Pay Day. This is the day – calculated by the Fawcett Society, that women, on average, stop earning for the year due to the gender pay gap. Unfortunately, women don’t get a six week holiday at the end of each year. Instead, on average our salaries are just lower. There […]
Everyone is talking about the new James Bond film – No Time to Die. I’m seeing it this week and I can’t wait! This may seem irrelevant to a personal finance blog but bear with me. Can James Bond teach you anything about personal finance? I think everyone’s favourite secret agent can. Giving your finances […]
In August I set up my first fantasy football team. A quick Twitter plea for help got me sorted with the basics and I was ready to join my boyfriend’s league. One month on and I’m not in last place – I’m taking that as a victory! More importantly, I’ve also realised there are some […]
National Insurance hikes and social care costs have been hitting the headlines this week. As with any new government policy, this has sparked lively debate. Having had a few days to read up on the issues and gather my thoughts, I’ve decided it’s time to weigh in – specifically on the issue of wealth inequality. […]
I almost didn’t want to write this post, as it feels like it’s marking the end of Summer. Despite the weather, it seems like Summer only just started. But, here we are – my August spending update. August feels like a holiday month, so for many people it becomes more expensive. I did spend more […]
A lot of people are starting to go back to the office, at least on a part time basis. Many of us – myself included – have enjoyed saving all the money we spend commuting to the office. Not wanting to sacrifice my new savings rate, I’ve tried to cut my commuting costs. Some of […]
You may well have heard about inflation. Many economists and financial experts have been discussing the potential for increasing inflation rates in the wake of recovery from the pandemic. Here’a a short guide how to cope with inflation. High levels of inflation is something very few of us have dealt with in our adult lives. […]
A few weeks ago, I took part in a UK Money Bloggers conversation about Buy Now Pay Later. Companies like Klarna are everywhere now and there’s a lot of strong opinions about them.
I’ve been struggling this week. Whether it’s burn out, tiredness, Covid-related anxieties, or a combination of all three, I’m not sure. When I feel like this, certain phrases or ideas annoy me much more than normal, which led me to compile a list of 5 money mantras you should ignore. The Twenty Percent is designed […]